Ecuador continues to rise with respect to the number of non-bank correspondents (CNB) per number of inhabitants. As of March 2021, it reached 200, which represents an increase of 23.5% when compared to March 2020, when 162 CNB were registered for every 100,000 inhabitants. The figure is also higher than that achieved in December 2020, which was 193 per 100,000 inhabitants (3% more).

According to data from the Latin American Federation of Banks (Felaban), Ecuador registered 200 non-bank correspondents per 100,000 inhabitants as of March 2021.

CNBs are channels through which financial entities can provide their services through third parties, such as stores, bazaars, pharmacies, among others, which are connected to the entity through data transmission systems, previously authorized by the control body.

Ecuador is ahead of countries like Mexico, which has 36 CNB for every 100,000 inhabitants; Panama, which has 29, and Bolivia, with 12. The countries that are ahead of Ecuador are Peru, which has 356 CNB in ​​the same range; Colombia, with 319, and Brazil, with 212.

In the case of Ecuador, CNBs are one of the financial services that have grown the most. According to the latest data from the Superintendency of Banks, the number of CNBs was 35,974 in April 2021, which represents an increase of 7,653 non-bank correspondents when compared to April 2020 (27% increase).

Throughout thirteen years, since their foray into Ecuador, non-bank correspondents (CNB) have fostered increasingly accessible banking, a few steps from homes, in neighborhood stores, a few blocks from the office or in those corners of the country where we go on tourism.

En un contexto en el que la movilidad de las personas se ha visto limitada por la pandemia de COVID-19, los corresponsales no bancarios han sido aliados para la ciudadanía, pues han permitido acceder a los servicios bancarios más usados sin la necesidad de recorrer grandes distancias.

De acuerdo con la Asociación de Bancos Privados (Asobanca), “el incremento de los CNB demuestra que la banca privada tiene entre sus prioridades mantenerse cercana a sus clientes e impulsar una mayor inclusión financiera”.

En Ecuador hay corresponsales como Mi Vecino (Banco Pichincha), Banco del Barrio (Banco Guayaquil), Tu banco banco aquí (Banco Pacífico), Punto BB (Banco Bolivariano).