The first quarter ended with an upward trend in deposits, but April came and made the difference: savings fell down and consolidated net income did too: they were compressed by 40% in relation with the end of the same month last year.
But there is more: delinquencies are evident and that means that the loan portfolio continues to deteriorate. The most complicated is the consumption portfolio: 9.20% is the default rate, in the fourth month of this year.
The delay in mortgage loans is among the most was complicated. Something that was not seen before because, as say bankers and analysts say, families take care of their equity, thus this payments are usually current. The same happens with consumption, which reveals that the biggest problem of payment stagnates in household finances.